Private lending,
serviced properly.
Create loans, generate exact amortization schedules, collect payments with a clean waterfall ledger, and give borrowers a portal they actually enjoy using.
Exact math
Amortization, waterfall allocation, late fees and date-accurate payoff quotes — all pure, all tested.
Clean ledgers
Every payment splits into fees, interest and principal through one atomic, auditable pipeline.
Simple portals
Borrowers accept terms via a private link and track their loan in a calm, focused portal.
Try the math
Model any loan on the exact amortization engine that powers the platform. Nothing is saved.
What these terms look like
Installment
R 2 365,37
Payments
24 × monthly
Total interest
R 6 768,77
Total repayment
R 56 768,77
| # | Due date | Payment | Principal | Interest | Balance | Status |
|---|---|---|---|---|---|---|
| 1 | 28 Nov 2026 | R 2 365,37 | R 1 844,54 | R 520,83 | R 48 155,46 | Pending |
| 2 | 28 Dec 2026 | R 2 365,37 | R 1 863,75 | R 501,62 | R 46 291,71 | Pending |
| 3 | 28 Jan 2027 | R 2 365,37 | R 1 883,16 | R 482,21 | R 44 408,55 | Pending |
| 4 | 28 Feb 2027 | R 2 365,37 | R 1 902,78 | R 462,59 | R 42 505,77 | Pending |
| 5 | 28 Mar 2027 | R 2 365,37 | R 1 922,60 | R 442,77 | R 40 583,17 | Pending |
| 6 | 28 Apr 2027 | R 2 365,37 | R 1 942,63 | R 422,74 | R 38 640,54 | Pending |
| 7 | 28 May 2027 | R 2 365,37 | R 1 962,86 | R 402,51 | R 36 677,68 | Pending |
| 8 | 28 Jun 2027 | R 2 365,37 | R 1 983,31 | R 382,06 | R 34 694,37 | Pending |
| 9 | 28 Jul 2027 | R 2 365,37 | R 2 003,97 | R 361,40 | R 32 690,40 | Pending |
| 10 | 28 Aug 2027 | R 2 365,37 | R 2 024,84 | R 340,53 | R 30 665,56 | Pending |
| 11 | 28 Sep 2027 | R 2 365,37 | R 2 045,94 | R 319,43 | R 28 619,62 | Pending |
| 12 | 28 Oct 2027 | R 2 365,37 | R 2 067,25 | R 298,12 | R 26 552,37 | Pending |
| 13 | 28 Nov 2027 | R 2 365,37 | R 2 088,78 | R 276,59 | R 24 463,59 | Pending |
| 14 | 28 Dec 2027 | R 2 365,37 | R 2 110,54 | R 254,83 | R 22 353,05 | Pending |
| 15 | 28 Jan 2028 | R 2 365,37 | R 2 132,53 | R 232,84 | R 20 220,52 | Pending |
| 16 | 28 Feb 2028 | R 2 365,37 | R 2 154,74 | R 210,63 | R 18 065,78 | Pending |
| 17 | 28 Mar 2028 | R 2 365,37 | R 2 177,18 | R 188,19 | R 15 888,60 | Pending |
| 18 | 28 Apr 2028 | R 2 365,37 | R 2 199,86 | R 165,51 | R 13 688,74 | Pending |
| 19 | 28 May 2028 | R 2 365,37 | R 2 222,78 | R 142,59 | R 11 465,96 | Pending |
| 20 | 28 Jun 2028 | R 2 365,37 | R 2 245,93 | R 119,44 | R 9 220,03 | Pending |
| 21 | 28 Jul 2028 | R 2 365,37 | R 2 269,33 | R 96,04 | R 6 950,70 | Pending |
| 22 | 28 Aug 2028 | R 2 365,37 | R 2 292,97 | R 72,40 | R 4 657,73 | Pending |
| 23 | 28 Sep 2028 | R 2 365,37 | R 2 316,85 | R 48,52 | R 2 340,88 | Pending |
| 24 | 28 Oct 2028 | R 2 365,26 | R 2 340,88 | R 24,38 | R 0,00 | Pending |